Mobile Banking

Mobile banking is one more convenient, easy and secure way to bank when you have a Mercantil Bank personal deposit account, credit card or loan.

Use your iPhone®, iPod® touch, iPad®, Apple Watch® or AndroidTM to complete banking transactions with confidence, security and privacy. Reliable and easy to use, it’s the most convenient way to bank. While you’re on the go, there’s a lot you can do to make your life easier with Mercantil Mobile.


  A new way of banking is as easy as downloading an application

If you’re already enrolled in Personal Online Banking, start using Mercantil Mobile on your mobile device today.


 Deposit checks without any charge using the camera1 on your mobile device

With the Mobile Check Deposit feature, you save time by eliminating a trip to the bank to deposit a check. Whenever you have a check in your hand, log on to Mercantil Mobile and take a photo of your check to make the deposit. You can submit as many deposits as you need to each day up to $3,500. There is a $7,500 monthly limit per account for deposits made with Mobile Check Deposit. The maximum amount for a single Mobile Check Deposit may not exceed $ 3,500.


 Monitor balances and transactions for all your accounts

See the balances on all your personal Mercantil Bank accounts
on one screen.

·        •       Checking Account

·        •       Saving Account

·        •       Money Market Account

·        •       Certificate of Deposit / IRA

·        •       Credit Card

·        •       Personal Loan

·        •       Residential Mortgage


 View activity in your personal accounts anywhere, anytime

There’s no delay in getting the information you need about your account activity because Mercantil Mobile provides you with your account information at your fingertips. View information that you can depend on to manage your finances.

·        • Review recent charges on your  debit card and credit card.

·        • Confirm the receipt of automatic transfers between your accounts

·        • Find out when a check you deposited has cleared

·        • See how much interest you’ve earned on your CD

·        • Verify that your loan or credit card payment was posted



Transfer funds between your deposit accounts, pay your Mercantil Bank credit cards, advance funds from your Line of Credit2 and pay your bills using the Bill Pay service3

When you’re on the move, your money needs to move with you. With Mercantil Mobile, you can manage your personal account balances, credit card payments, advance funds from your Line of Credit, and pay your bills easily and conveniently


 Locate a Mercantil Bank Banking Center or ATM

Quickly and easily find a Mercantil Bank banking center, including address, map, hours and phone numbers. And find an ATM nearest you.

 Contact Mercantil Bank

Have a question about your account or banking with Mercantil Bank?

Reach our Mobile Banking Support Call Center with the touch
of a button.


 Get more information to do your banking

·        • ATM / Branch Locator

·        •  Publix Presto ATM Locator

·        •  Answer to Frequently Asked Questions

·        •  Privacy Policy

·        •  Terms & Conditions


Still have questions about Mercantil Mobile? Click here to get answers.

Copyright © 2014 Mercantil Bank, N.A.. All rights reserved. | Terms and Conditions

1 Charges from your mobile data plan provider and charges associated with performing a banking transaction may apply. A supported camera-enabled mobile device is required.

Apple, the Apple logo, iPad, iPhone and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

iTunes is for legal or rightholder-authorized copying only. Don’t steal music.

Android and Google Play are trademarks of Google Inc.

BlackBerry® and related trademarks, names and logos are the property of RIM and are registered and/or used in the U.S. and countries around the world.

2 When using Mercantil Mobile to advance funds from a Mercantil Bank Line of Credit, you remain subject to the terms and conditions of all existing agreements with Mercantil Bank including, but not limited to the terms and conditions of use of Mercantil Mobile and conditions applicable to your credit with Mercantil Bank.

Loan advances submitted between 7:00am – 10:30pm EST, Monday through Firday, will be credited the same business day.

3 The Mercantil Mobile app may not have all of the features for the Bill Pay service that are available to you through the Personal Online Banking. For example, you will not have the ability to add new payees or modify an existing payee in the Mobile Banking app nor will you be able to view and receive e-Bills through the mobile banking application. In order to set up these functions and access all of the features and services offered by Mercantil Bank therein, it is required that you sign-in directly through Mercantil Bank’s Personal Online Banking.

eBills are only available through the Mercantil Bank Personal Online Banking Bill Pay service.

The Bill Pay service is available for domestic customers only.