Payment and Other Service

Mercantil Bank provides a variety of financial services for a better banking experience.


  • Complete the standard wire transfer form and send funds to financial institutions, either in U.S dollars or other currencies.
  • Enroll in Personal Online Banking, and simply log in and click on the “Payment” tab, then select “Wires” to make an electronic wire transfer.

For fees related to this service, click on the appropriate option:

Personal Banking Domestic – Wire Transfers Online Fees

Personal Banking International – Wire Transfers Online Fees



You can link a personal line of credit to your Personal Checking or Personal Now Account in order to provide overdraft protection. This service provides  protection against accidental overdraft and returned checks.


  • Conveniently and easily have your payroll check deposited directly into your account by your employer on payday
  • Access those funds without having to visit a banking center in person
  • Subscribe to the Direct Deposit feature and Mercantil Bank waives your monthly service charges on the MCB Value Checking Account.


  • Keep your important possessions, such as valuable jewelry, stock certificates, deeds and titles in your safe deposit box
  • A vast range of box sizes to suit your needs
  • Know where your valuables are at all times
  • Protect your valuables against the threat of theft, fire and other perils such as hurricanes


  • Offers you the convenience of knowing that your bills, whether generated at home or abroad, are always paid on a timely basis
  • Authorize Mercantil Bank with your signature to pay your personal bills by charging your savings, checking, or money market account directly