MCB Savings


The simplest way to start saving or set aside money for a special occasion. If you have a checking account at Mercantil Bank, you’ll want to use this savings account for overdraft protection* to ensure you have the necessary funds available to write checks, make withdrawals and use your Mastercard® Debit Card to make purchases.

  • $50 minimum opening balance
  • Up to 6 withdrawals or transfers per quarter. Otherwise, a fee of $3 per transaction applies

There’s never a monthly service fee if you:

  • Maintain a $300 minimum average balance for the quarter


  • Maintain $1 in a Checking, Interest Checking or Money Market Account on the last business day of the quarter

Otherwise, a $15 quarterly service fee applies.

For account information and fees click here.


*Overdraft protection: if your account has been set up to cover overdraft and you have sufficient funds available in your Savings, funds will automatically be transferred from your  Savings account to cover your overdraft transactions on your linked Checking account.