Certificates of Deposit - Smart CD's

Smart CD

Let your money work for you with a new Smart CD from Mercantil Bank.

Take advantage of these special rates with your choice of a short or long term and guarantee a fixed rate of return to achieve your savings goals.

Ask us about our Smart CDs or visit a banking center today to open.

*Domestic accounts only. Advertised rates apply only to accounts opened at a Mercantil Bank Banking Center location. Annual Percentage Yields (APYs) are accurate as of 11/20/17. To take advantage of these offers, CDs must be opened commencing 11/20/17 with new funds deposited to Mercantil Bank in the markets specified. The minimum balance to open an account and obtain the advertised APYs is $10,000 up to a maximum of $500,000. Stated APYs are valid for Personal and Business account customers. Individual customers must be citizens or resident aliens of the United States (U.S.) with a valid U.S. Taxpayer identification number. Advertised rates are subject to change without notice. Penalties for early withdrawal may be imposed. Fees could reduce earnings on the account. CD will automatically renew for the same CD term at the current rate and APY available at that time.

Certificates Of Deposit

Mercantil Bank can help you save for life’s future events. No matter what the need — a new car, travel, wedding, or to simply build your nest egg, a certificate of deposit is a great way to earn a higher rate than with a traditional savings account, giving you the option to choose the term length that’s right for you.

Mercantil Bank CD Offers

  • 24/7 Online Banking Access
    • Check the interest earned and total balance of your CDs online anytime, anywhere.
  • Confident Savings
    • Deposits are insured by the FDIC. For more information about FDIC insurance coverage, visit www.fdic.gov.
  • No monthly fees
  • Maturity Alerts
  • Automatic Rollover