Mercantil Accounts

 

For account information and fees, click here.

 

CHECKING

Banking YOUR Way

Mercantil Bank checking accounts provide you easy access to funds, a simpler way to deposit money, and access to online banking.  Select a Checking Account that fits your needs and open an account today!

 

  • Mercantil Value Checking

The easiest way to get access to your money and never worry about maintaining a minimum account balance.

 

  • Mercantil Interest Checking

Get all the conveniences of a checking account, plus earn interest. The higher your balance the more you earn.

 

  • NEW Mercantil Relationship Interest Checking

Get rewarded for your banking relationship with a preferred rate and have all the conveniences of a checking account.

 

SAVINGS

Earn Interest with the Peace of Mind You Deserve 

Earn interest and take advantage of all the benefits of Online Banking with our ideal savings account. Plus get complete access to your funds with the peace of mind that your life time savings are insured by the FDIC*. Along with your checking account, select a savings that fits your needs and open your account today.

*FDIC: for more information on the FDIC insurance coverage limits please visithttps://www.fdic.gov/

 

  • Mercantil Saving

The simplest way to start saving or set aside money for a special occasion. If you have a checking account at Mercantil Bank, you’ll want to use this savings account for overdraft protection* to ensure you have the necessary funds available to write checks, make withdrawals and use your Mastercard® Debit Card to make purchases.

 

*Overdraft protection: if your account has been set up to cover overdraft and you have sufficient funds available in your Savings, funds will automatically be transferred from your Savings account to cover your overdraft transactions on your linked Checking account.

 

  • Mercantil Money Market

The higher the balance, the higher the earnings!  Obtain the flexibility of writing a few checks or making a few withdrawals each month.*

 

*Subject to a limit of checks and the withdrawals apply per Account Statement cycle.

 

  • NEWMercantil Relationship Money Market

Get rewarded for your banking relationship and obtain our best Money Market rate while having the flexibility of writing a few checks or making a few withdrawals each month.*

 

*Subject to a limit of checks and the withdrawals apply per Account Statement cycle cycle.

 

CERTIFICATES OF DEPOSIT

Let your money work for you with a new Smart CD from Mercantil Bank.

Take advantage of these special rates with your choice of a short or long term and guarantee a fixed rate of return to achieve your savings goals.

Mercantil Bank can help you save for life’s future events. No matter what the need — a new car, travel, wedding, or to simply build your nest egg, a certificate of deposit is a great way to earn a higher rate than with a traditional savings account, giving you the option to choose the term length that’s right for you.

Explore today’s CD rates, click here. 

 

Mercantil Bank CD Offers:

      • 24/7 Online Banking Access: check the interest earned and total balance of your CDs online anytime, anywhere.
      • Confident Savings: deposits are insured by the FDIC. For more information about FDIC insurance coverage, visit www.fdic.gov.
      • No monthly fees
      • Maturity Alerts
      • Automatic Rollover