Personal Loans- Private Banking

Personal Loans

When your U.S. banking needs involve getting credit to make a large purchase or drive the car of your dreams, Mercantil Bank can help. We have a range of personal loan products to provide you with the right solution to use at just the right time.


Purchase a new or pre-owned car.


Get immediate funding in a one-time lump sum for the full amount of the loan secured by a Certificate of Deposit.


A secured line of credit lets you draw on funds when you need them – and in the amount you need.

If you have a Certificate of Deposit in US dollars with Mercantil Bank or any one of our affiliate institutions or eligible Marketable Securities with Mercantil Investment Services, Inc., you can use either one as collateral for a loan. For more information, on additional conditions and collateral requirements please speak with your Private Banking Relationship Manager.