Personal Loans 

When your U.S. banking needs involve getting credit to make a large purchase or drive the car of your dreams, Mercantil Bank can help. We have a range of personal loan products to provide you with the right solution to use at just the right time.


A Mercantil Bank auto loan puts you in the driver’s seat with quick approvals, competitive rates, and favorable terms. We can even help you figure out how much car you can afford before you set foot in a showroom, giving you a negotiating advantage. And usually, we can let you know in just a few hours when you’ve been approved for the loan. With low rates, predetermined buying power and fast-turnaround, you can be on the road in no time.


Get immediate funding in a one-time lump sum for the full amount of the loan secured by a Certificate of Deposit.


A secured line of credit lets you draw on funds when you need them – and in the amount you need.