Checking 

With a wide range of valuable options, including interest-bearing accounts Debit Cards, and much more, Mercantil Bank’s checking accounts have been transformed into versatile financial tools that grant you the freedom to use your money the way you want to. Each one offers its own advantages, so you can enjoy the benefits of choosing exactly the right checking account for your financial requirements. All checking accounts are insured by the Federal Deposit Insurance Corporation (FDIC).

  • For more information on what FDIC covers click here.

 

REGULAR CHECKING ACCOUNT
This is one of our most popular accounts that requires a low minimum balance and allows an unlimited number of transactions, including check writing, ATM withdrawals and debit transactions.

Account Information and Fees

 

NOW CHECKING ACCOUNT
Designed for individuals, as well as not-for-profit organizations, that wish to earn competitive rates while maintaining access to their funds. This account allows an unlimited number of transactions, including check writing, ATM withdrawals and debit transactions.

Account Information and Fees

 

PREMIUM NOW CHECKING ACCOUNT
Developed for individuals, as well as not-for-profit organizations, that wish to earn competitive rates while maintaining access to their funds. This account offers tiered interest rates based on the account balance, which are compounded monthly, and allows an unlimited number of transactions, including check writing, ATM withdrawals and debit transactions.

Account Information and Fees

 

MONEY MARKET ACCOUNT
This account offers a competitive rate for those who are able to maintain the required minimum daily balance and limit their number of transactions. With this account, you can earn an attractive rate of interest while enjoying the liquidity of your money. You’ll also be able to maximize your return by taking advantage of our tiered account structure as your balance increases.

Account Information and Fees

 

PREMIUM MONEY MARKET ACCOUNT
This account offers a premium rate while still granting you access to your funds. For those wishing to set aside a higher balance and limit their number of transactions, this account offers tiered interest rates based on the account balance, and interest is compounded monthly.

Account Information and Fees