Deposit Products & Services

With a wide range of valuable options, including interest-bearing accounts, Visa CheckCards, and much more, Mercantil Commercebank’s checking accounts have been transformed into versatile financial tools that grant you the freedom to use your money the way you want to. Each one offers its own advantages, so you can enjoy the benefits of choosing exactly the right checking account for your financial requirements.

All checking accounts are insured by the Federal Deposit Insurance Corporation (FDIC).

For more information on what FDIC covers click here.

REGULAR CHECKING
With unlimited check writing privileges, ATM banking and more, this is one of our most popular non-interest bearing checking accounts.

Account Information and Fees

BUSINESS MONEY MARKET
Our Business Money Market offers a competitive rate for those businesses that maintain the required minimum daily balance and limit their number of transactions. With this account they can earn an attractive rate of interest while still enjoying liquidity. They’ll also be able to maximize on their return by taking advantage of our tiered account structure as their balances increase.

Account Information and Fees

BUSINESS PREMIUM MONEY MARKET
With our Business Premium Money Market businesses can earn a premium rate and while still enjoying ready access to their funds. For those businesses that are able to maintain a higher balance and limit their number of transactions, this account grants true earning power and the flexibility to earn higher rates as their balances increase.

Account Information and Fees

OVERNIGHT REPURCHASE AGREEMENTS (REPO’S)

Turn your daily excess liquidity into a working asset without tying up your cash. Earn competitive rates based on the U.S. Treasury rate.

Overnight Repurchase Agreement Deposits are not FDIC Insured Are Not Bank Guaranteed May Lose Value