Take advantage of your home’s equity.

Home Equity
Line of Credit

As low as




No line maximum.*

Closing Costs1


Application fee


Origination fee



Avoid variations in your monthly payments
with Mercantil Fixed-Rate Choice HELOC

What is HELOC?

What makes HELOC right for you?

Borrow as you need it
10 years to draw / 10 years to repay
Lower interest rates vs. other loan types

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Apply for a Mercantil Bank home equity line of credit today

Apply for a Mercantil Bank home equity line of credit today:

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In Florida

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Mercantil Fixed-Rate Choice HELOC2

Get control over your Home Equity Line of Credit payments and protect your cash flow from market fluctuations.

With Mercantil Fixed-Rate Choice, your adjustable-rate HELOC balance can convert into predictable loan payments set at a fixed interest rate and term of your choice. This product gives you the flexibility to enjoy either a fixed-rate or adjustable rate or BOTH on your home equity line of credit.

Ask your banking specialist about Fixed-Rate Choice at the time of applying for a HELOC.

You want control,
not surprises.

About Mercantil Bank

Corporate Headquarters
220 Alhambra Circle
Coral Gables, Florida 33134

Mercantil, empowering your world