The Mercantil Bank Middle Market group specializes in providing financial solutions to companies with annual revenues in excess of $25 MM. Our team of professionals offers a portfolio of customized lending products and services, complemented by the added value of our focus on fostering long-term client relationships with growing client companies.
Our local decision-making means quick loan review and decisions, giving your business the credit it needs to make the most of every opportunity.
Middle Market Lending Services Include:
CASH FLOW LOANS
Revolving lines of credit or term loans are offered to finance working capital.
REVOLVING LINES OF CREDIT
Borrow against a pre-approved amount when you need the funds.
Term loans are structured with monthly variable or fixed payments with terms of up to ten years.
REAL ESTATE FINANCE (OWNER-OCCUPIED)
Owner must occupy at least 51% of the commercial property, including office buildings, warehouses, retail sites and industrial properties.
ASSET BASED LENDING
Loan secured by inventory, accounts receivables, equipment or other assets.
Large lines of credit financed by a group of lenders.
SUPPLY CHAIN FINANCING
Extend credit to suppliers to optimize cash flow.
DISCOUNTING OF RECEIVABLES / FACTORING
Quick and flexible financing that improves cash flow by using accounts receivables as collateral for short-term loans, providing access to funds to meet immediate operating expenses.
Products that support international trade.
Financing for exporters.
Financing for traders in agricultural, commodities, metal, oil and gas, and other industries.
CUSTOMIZED LOAN STRUCTURES
Financing that is specific to a company’s capital needs with flexible terms and competitive rates.
We specialize in providing financing for these and other businesses:
•Beer and wine distributors
•Computer parts and equipment distributors
•Consumer goods distributors
•Equipment leasing companies
•Real estate investment companies
•Steel pipe distributors
•Steel, Coffee, Chemical and grain traders
•Supply chain finance
•And many more…