Middle Market

The Mercantil Bank Middle Market group specializes in providing financial solutions to companies with annual revenues in excess of $25 MM. Our team of professionals offers a portfolio of customized lending products and services, complemented by the added value of our focus on fostering long-term client relationships with growing client companies.

Our local decision-making means quick loan review and decisions, giving your business the credit it needs to make the most of every opportunity.

Middle Market Lending Services Include:

CASH FLOW LOANS
Revolving lines of credit or term loans are offered to finance working capital.

REVOLVING LINES OF CREDIT
Borrow against a pre-approved amount when you need the funds.

TERM LOANS
Term loans are structured with monthly variable or fixed payments with terms of up to ten years.

REAL ESTATE FINANCE (OWNER-OCCUPIED)
Owner must occupy at least 51% of the commercial property, including office buildings, warehouses, retail sites and industrial properties.

ASSET BASED LENDING
Loan secured by inventory, accounts receivables, equipment or other assets.

SYNDICATED LOANS
Large lines of credit financed by a group of lenders.

SUPPLY CHAIN FINANCING
Extend credit to suppliers to optimize cash flow.

DISCOUNTING OF RECEIVABLES / FACTORING
Quick and flexible financing that improves cash flow by using accounts receivables as collateral for short-term loans, providing access to funds to meet immediate operating expenses.

TRADE FINANCE
Products that support international trade.

EXIMBANK
Financing for exporters.

COMMODITY FINANCING
Financing for traders in agricultural, commodities, metal, oil and gas, and other industries.

CUSTOMIZED LOAN STRUCTURES
Financing that is specific to a company’s capital needs with flexible terms and competitive rates.

 

We specialize in providing financing for these and other businesses:
•A.E.R.O. Parts
•Apartment buildings
•Autopart retailers
•Beer and wine distributors
•Breweries
•Clothing distributors
•Commodity traders
•Community centers
•Computer parts and equipment distributors
•Consumer goods distributors
•Electronics distributors
•Equipment leasing companies
•Furniture stores
•Gas stations
•Grain exporters
•Hotels
•Manufacturers
•Medical services
•Plant nurseries
•Radio stations
•Real estate investment companies
•Seafood wholesalers
•Steel pipe distributors
•Steel, Coffee, Chemical and grain traders
•Supply chain finance
•Tire wholesalers
•TV/Cable companies
•Wholesalers
•And many more…