The Mercantil Bank Commercial Banking group offers a full range of financial solutions to companies with annual sales exceeding $5 MM. Our bankers deliver the credit products that provide companies with loans and lines of credit to support operations, invest in new equipment and technology, and purchase or improve owner-occupied work space. Our local decision-making means quick loan review and decisions, giving your business the financing it needs to make the most of every opportunity.
Commercial Banking Lending Services Include:
Term loans are structured with monthly variable or fixed payments with terms of up to ten years.
WORKING CAPITAL LINES OF CREDIT
Lines of credit are extended with traditional or asset based structures.
A short-term, self-liquidating loan accommodates increased demand at specific times of the year.
ASSET BASED LENDING
A loan secured by Inventory, accounts receivables, equipment or other assets.
OWNER OCCUPIED COMMERCIAL MORTGAGE LOANS
Loans offering competitive fixed or variable rates and extended terms for purchasing, refinancing or improving owner-occupied commercial real estate including offices, warehouses and production facilities.
SMALL BUSINESS ADMINISTRATION (SBA) PRODUCTS
Our partnership with the U.S. Small Business Administration grants us the ability to provide businesses with financial solutions to reach their full potential. Learn More.